Choice in Healthcare Act - Directs the Secretary of Health and Human Services (HHS) to establish a demonstration program under which Medicare and Medicaid eligible beneficiaries are given: (1) the option of purchasing qualifying health benefits coverage, and (2) access to a debit style card (Medi-Choice card) for purchasing such coverage under the program and for paying certain other out-of-pocket health care expenditures.
Directs the Secretary to contract with a major credit card provider or financial institution for issuing Medi-Choice cards under the program.
Limits the demonstration program to specified counties in California and to a period of ten years.