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HB 1228

Virginia House of Delegates bill in Session 2026.

Status: failed. Latest action: February 5, 2026.

Motor vehicle insurance; use of certain factors to establish rates prohibited.

Bill ID VA-2026-HB-1228
Session 2026
Status failed
Committee Labor and Commerce
House of Delegates failed 2026-02-05
Summary

Motor vehicle insurance; use of certain factors to establish rates prohibited. Prohibits an insurer from using any classification system, rating plan, rules or rates, or modifications based in whole or in part on consumer credit information or scores to establish rates for any motor vehicle insurance policy issued or renewed in the Commonwealth. The bill also prohibits an insurer from refusing to provide or refusing to continue to provide an individual with motor vehicle insurance coverage, limiting the amount or extent of motor vehicle insurance coverage, or charging an individual a different rate for the same motor vehicle insurance coverage solely because of an individual's consumer credit information or score.

Sponsor
O'Quinn
Official Source Back to Bills
Actions Timeline
Date Event Detail
0000-00-00 Status failed
2026-01-14 Introduced Bill introduced
2026-02-05 Latest Action H Tabled in Labor and Commerce (15-Y 7-N)
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