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Insurance / Consumer Protection Bills

Policy-focused browsing for South Carolina legislation.

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White (5) Pope (5) Wooten (4) M.M. Smith (4) Davis (4) Garvin (4) Massey (3) McCravy (3) Devine (3) Hart (2)
Category Bills
Bill Title Status Sponsor
S 963 A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ENACTING THE "CONSUMER PROTECTIONS IN INTERACTIONS WITH ARTIFICIAL INTELLIGENCE SYSTEMS ACT"" BY ADDING CHAPTER 31 TO TITLE 37 SO AS TO
126 | Senate
in_committee Leber
H 5257 A HOUSE RESOLUTION TO DECLARE THE MONTH OF APRIL 2026 AS "TEACHERS INSURANCE AND ANNUITY ASSOCIATION OF AMERICA (TIAA) MONTH"" IN THE STATE OF SOUTH CAROLINA AND TO RECOGNIZE THE IMPORTANCE OF FINANCIAL LITERACY AND RETIREMENT READINESS FOR ALL SOUTH CAROLINIANS."
126 | House
introduced Herbkersman
H 3477 A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING SECTION 41-35-50, RELATING TO THE MAXIMUM UNEMPLOYMENT INSURANCE BENEFITS ALLOWED IN A BENEFIT YEAR, SO AS TO BASE THE DURATION OF UNEMPLOYMENT BENEFITS ALLOWED ON SEASONALLY ADJUSTED STATEWIDE UNEMPLOYMENT RATES, TO PROVIDE REQUIREMENTS FOR CALCULATING THE RATES, AND TO PROVIDE THE DEPARTMENT OF EMPLOYMENT AND WORKFORCE SHALL PROMULGATE CERTAIN RELATED REGULATIONS; AND BY AMENDING SECTION 41-35-120, RELATING TO DISQUALIFICATION FOR BENEFITS.
126 | House
passed_lower Caskey
H 3257 A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTIONS 38-63-120, 38-65-140, 38-71-300, AND 38-72-120 ALL SO AS TO DEFINE TERMS AND TO PROHIBIT CERTAIN INSURERS FROM CANCELING, LIMITING, OR DENYING COVERAGE, OR ESTABLISHING DIFFERENTIALS IN PREMIUM RATES BASED UPON GENETIC INFORMATION; AND BY AMENDING SECTION 38-71-105, RELATING TO DISABILITY INCOME INSURANCE, SO AS TO PROVIDE INSURERS THAT ISSUE DISABILITY INCOME INSURANCE POLICIES IN THIS STATE MAY NOT DECLINE OR LIMIT SUCH COVERAGE OR DISCRIMINATE IN THE OFFERING, ISSUANCE, OR CANCELLATION OF SUCH COVERAGE, AMONG OTHER THINGS, BASED SOLELY ON GENETIC INFORMATION OF THE PROSPECTIVE INSURED.
126 | House
in_committee Pope
H 5206 A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING ARTICLE 25 TO CHAPTER 71, TITLE 38 SO AS TO PROVIDE CIRCUMSTANCES THAT MUST BE CONSIDERED WHEN A HEALTH INSURER USES ARTIFICIAL INTELLIGENCE TO MAKE DETERMINATIONS RELATING TO PRIOR AUTHORIZATIONS, TO PROVIDE CERTAIN DISCLOSURES TO ENROLLEES, AND TO PROVIDE DISCIPLINARY ACTIONS FOR VIOLATIONS.
126 | House
in_committee Guffey
H 4750 A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ENACTING THE "INJURED WORKERS TRANSPARENCY ACT"" BY ADDING SECTION 42-15-45 SO AS TO PROVIDE THAT FORMS USED BY INJURED WORKERS TO FILE WORKERS COMPENSATION CLAIMS AND FORMS USED BY WORKERS COMPENSATION INSURANCE CARRIERS TO DENY BENEFITS MUST PROVIDE CERTAIN EXPLICIT NOTICE OF NONREPRESENTATION AND APPEALS RIGHTS TO THE INJURED WORKERS
126 | House
in_committee M.M. Smith
H 4792 A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING SECTION 38-2-10, RELATING TO ADMINISTRATIVE PENALTIES FOR VIOLATIONS OF STATE AND FEDERAL INSURANCE LAWS IN THIS STATE, SO AS TO INCREASE PENALTIES FOR VIOLATIONS BY INSURERS, PHARMACY BENEFITS MANAGERS, AND HEALTH MAINTENANCE ORGANIZATIONS; AND BY AMENDING SECTION 38-71-2210, RELATING TO LICENSE REQUIREMENTS FOR PHARMACY BENEFITS MANAGERS, SO AS TO INCREASE LICENSE APPLICATION AND RENEWAL FEES.
126 | House
in_committee Sessions
H 5094 A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING SECTION 38-1-20, RELATING TO INSURANCE LAW DEFINITIONS, SO AS TO DEFINE THE TERM "CONTINGENT DEFERRED ANNUITY""; BY AMENDING SECTION 38-69-220
126 | House
in_committee Ligon
S 26 A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 50-21-107 SO AS TO PROVIDE THAT OWNERS OF WATERCRAFT OF MORE THAN SEVENTY HORSEPOWER MUST CARRY LIABILITY INSURANCE OF AT LEAST FIFTY THOUSAND DOLLARS OF COVERAGE PER OCCURRENCE, TO PROVIDE PENALTIES, AND TO PROVIDE FOR THE COLLECTION OF FINES.
126 | Senate
introduced Hutto
H 5056 A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ENACTING THE "HOME REPAIR CONSUMER PROTECTION ACT"" BY ADDING CHAPTER 31 TO TITLE 37 SO AS TO REQUIRE WRITTEN AND SIGNED CONTRACTS FOR CERTAIN HOME REPAIR SERVICES
126 | House
in_committee Jones
H 5063 A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 38-75-70 SO AS TO REQUIRE PERIODIC FULL STRUCTURAL INSPECTIONS OF CERTAIN COASTAL MULTI-STORY BUILDINGS BY CERTIFIED STRUCTURAL EXPERTS AS A CONDITION OF PROPERTY INSURANCE RENEWAL, TO PROVIDE INSURERS MAY CONSIDER THE FINDINGS AND CONCLUSIONS OF STRUCTURAL INSPECTION REPORTS WHEN DETERMINING WHETHER TO RENEW, NONRENEW, OR CONDITIONALLY RENEW A POLICY, AND TO PROVIDE A POLICY RENEWED FOLLOWING A QUALIFYING INSPECTION MUST PROVIDE COVERAGE FOR LOSS OR DAMAGE UP TO POLICY LIMITS AND COVERAGE FOR REASONABLE ALTERNATIVE LIVING EXPENSES WHEN EVACUATION IS NECESSARY DUE TO STRUCTURAL DEFICIENCIES.
126 | House
in_committee Landing
S 850 A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS SO AS TO ENACT THE "HONOR OUR FIRST RESPONDERS ACT""; AND BY ADDING SECTION 1-11-735 SO AS TO PROVIDE STATE-FUNDED HEALTH INSURANCE COVERAGE FOR THE SURVIVING SPOUSES AND DEPENDENT CHILDREN OF FIRST RESPONDERS KILLED IN THE LINE OF DUTY; TO DEFINE ELIGIBLE FIRST RESPONDERS; AND TO PROVIDE FOR ADMINISTRATION
126 | Senate
in_committee Elliott
H 5004 A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING SECTION 39-5-39, RELATING TO AN ATTORNEY ADVERTISING IN A FALSE, DECEPTIVE, OR MISLEADING MANNER, SO AS TO DEFINE FALSE ADVERTISING; TO PROVIDE THAT ANY ADVERTISING FOR LEGAL SERVICES THAT REFERENCES A SETTLEMENT OBTAINED ON BEHALF OF A CLIENT MUST DISCLOSE THE AMOUNT OF ATTORNEY FEES AND LITIGATION COSTS DEDUCTED FROM THE RECOVERY; TO REQUIRE THE LEGAL ADVERTISEMENT TO CLARIFY THAT ANY REFERENCED RESULTS ARE NOT REPRESENTATIVE OF ALL CASES AND THAT OUTCOMES DEPEND ON THE SPECIFIC FACTS OF EACH CASE; AND TO PROVIDE THAT ANY ADVERTISING FOR LEGAL SERVICES THAT STATES THAT THE FILING OF A LAWSUIT IS AGAINST AN INSURANCE COMPANY OR OTHER THIRD PARTY MUST DISCLOSE THE FACT THAT ANY LAWSUIT WOULD BE FILED AGAINST AN INDIVIDUAL OR BUSINESS THAT WOULD BE NAMED AS THE DEFENDANT AND THAT THE INSURANCE COMPANY IS ONLY PROVIDING THE COVERAGE ON BEHALF OF THE NAMED INDIVIDUAL OR BUSINESS BASED ON A POLICY PURCHASED BY THE INDIVIDUAL OR BUSINESS.
126 | House
in_committee Bailey
H 4742 A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING SECTION 38-77-150, RELATING TO UNINSURED MOTORIST PROVISIONS, SO AS TO PROVIDE AN INSURER MAY NOT INCREASE THE PREMIUM OF AN INSURED SOLELY BECAUSE THE INSURED MADE A CLAIM UNDER HIS UNINSURED OR UNDERINSURED MOTORIST COVERAGE IF THE INSURED WAS NOT AT FAULT IN THE ACCIDENT THAT LED TO THE CLAIM.
126 | House
in_committee C. Mitchell
H 4972 A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 38-71-148 SO AS TO PROVIDE HEALTH INSURANCE POLICIES THAT PROVIDE CANCER CHEMOTHERAPY TREATMENT SHALL INCLUDE COVERAGE FOR SCALP COOLING SYSTEM THERAPY USED IN CONNECTION WITH CANCER CHEMOTHERAPY TREATMENT, TO REQUIRE INSURERS PROVIDE CERTAIN NOTICE OF THE AVAILABILITY OF SCALP COOLING SYSTEM THERAPY UNDER THE POLICY, TO PROVIDE CHEMOTHERAPY TREATMENT FACILITIES ARE NOT ELIGIBLE TO RECEIVE PAYMENT OR REIMBURSEMENT FROM INSURANCE CARRIERS FOR CHEMOTHERAPY SERVICES UNLESS THE FACILITY OFFERS SCALP COOLING SYSTEM TREATMENTS TO ALL CHEMOTHERAPY PATIENTS, AND TO DEFINE NECESSARY TERMINOLOGY.
126 | House
in_committee Spann-Wilder
S 820 A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 38-71-148 SO AS TO DEFINE TERMS PERTAINING TO HEALTH INSURANCE AND BREAST EXAMINATIONS; TO REQUIRE HEALTH INSURANCE POLICIES IN THIS STATE TO PROVIDE DIAGNOSTIC AND SUPPLEMENTAL BREAST EXAMINATIONS COVERAGE WITHOUT COST-SHARING REQUIREMENTS; TO PROVIDE EXCEPTIONS CONCERNING THE APPLICATION OF CERTAIN FEDERAL LAWS; AND TO PROVIDE THAT THESE PROVISIONS ARE IN ADDITION TO OTHER EXISTING PROVISIONS CONCERNING HEALTH INSURANCE POLICY COVERAGE OF MAMMOGRAMS.
126 | Senate
in_committee Devine
S 573 A JOINT RESOLUTION TO APPROVE REGULATIONS OF THE DEPARTMENT OF INSURANCE, RELATING TO INSURANCE HOLDING COMPANY SYSTEMS, DESIGNATED AS REGULATION DOCUMENT NUMBER 5320 , PURSUANT TO THE PROVISIONS OF ARTICLE 1, CHAPTER 23, TITLE 1 OF THE SOUTH CAROLINA CODE OF LAWS.
126 | Senate
in_committee Senate Banking and Insurance
H 4732 A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING SECTION 38-77-720, RELATING TO PROPERTY DAMAGE LIABILITY CLAIMS ARBITRATION FEES AND ARBITRATOR COMPENSATION, SO AS TO INCREASE FEES AND COMPENSATION; BY AMENDING SECTION 38-77-730, RELATING TO ARBITRATION CLAIM FILINGS, SO AS TO REVISE FILING REQUIREMENTS; BY AMENDING SECTION 38-77-740, RELATING TO ARBITRATION CLAIM HEARINGS, SO AS TO PROVIDE ARBITRATORS MAY AWARD REASONABLE ATTORNEY'S FEES AND COSTS TO THE PREVAILING PARTY; AND BY AMENDING SECTION 38-77-770, RELATING TO THE RIGHT TO A DE NOVO APPEAL OF ARBITRATOR DECISIONS, SO AS TO PROVIDE ARBITRATOR DECISIONS ARE ADMISSIBLE AS SUBSTANTIVE EVIDENCE OF LIABILITY, DAMAGES, OR BOTH.
126 | House
in_committee Luck
H 4733 A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ENACTING THE "BAD FAITH PRESUMPTION IN INSURANCE SETTLEMENT OFFER ACT"" BY ADDING SECTION 38-59-60 SO AS TO PROVIDE A REBUTTABLE PRESUMPTION OF BAD FAITH BY AN INSURER IN CERTAIN CIRCUMSTANCES INVOLVING INSURANCE SETTLEMENT AGREEMENTS
126 | House
in_committee Martin
H 4745 A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING SECTION 41-31-5, RELATING TO THE CALCULATION OF THE UNEMPLOYMENT INSURANCE TAX RATE BENEFIT RATIO, SO AS TO LENGTHEN THE LOOKBACK PERIOD TO COMPUTE THE BENEFIT RATIO BY EXPANDING TO FOUR YEARS IN 2027 AND FIVE YEARS IN 2028.
126 | House
in_committee T. Moore
H 4784 A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 38-55-171 SO AS TO CREATE THE FELONY CRIMINAL OFFENSES OF STAGING A MOTOR VEHICLE COLLISION AND AGGRAVATED STAGING A MOTOR VEHICLE COLLISION, AND TO PROVIDE PENALTIES; BY AMENDING SECTION 38-55-520, RELATING TO THE PURPOSE OF THE OMNIBUS INSURANCE FRAUD AND REPORTING IMMUNITY ACT, SO AS TO DESIGNATE THE DIVISION PREVIOUSLY ESTABLISHED TO PROSECUTE AND INVESTIGATE FRAUD IN THE OFFICE OF THE ATTORNEY GENERAL AS BEING IN THE DEPARTMENT OF INSURANCE; BY AMENDING SECTION 38-55-530, RELATING TO DEFINITIONS IN THE OMNIBUS INSURANCE FRAUD AND REPORTING IMMUNITY ACT, SO AS TO REVISE DEFINITIONS; BY AMENDING SECTION 38-55-540, RELATING TO CRIMINAL PENALTIES IN THE OMNIBUS INSURANCE FRAUD AND REPORTING IMMUNITY ACT, SO AS TO INCLUDE ATTEMPTS TO RECEIVE CERTAIN ECONOMIC ADVANTAGES OR BENEFITS; BY AMENDING SECTION 38-55-550, RELATING TO CIVIL PENALTIES IN THE OMNIBUS INSURANCE FRAUD AND REPORTING IMMUNITY ACT, SO AS TO ADD A STATUTE FOR WHICH VIOLATIONS WILL BE SUBJECT TO THE CIVIL PENALTIES, AND TO MAKE VARIOUS TECHNICAL AND CONFORMING CHANGES; BY AMENDING SECTION 38-55-560, RELATING TO THE ESTABLISHMENT OF THE INSURANCE FRAUD DIVISION AND PROVIDE THE POWERS, DUTIES, AND FUNCTIONS OF THE DIVISION AND RELATED STATE AGENCIES, SO AS TO TRANSFER THE DIVISION FROM THE OFFICE OF THE ATTORNEY GENERAL TO THE DEPARTMENT OF INSURANCE, AND TO REVISE THE POWERS, DUTIES, AND FUNCTIONS OF THE DIVISION AND RELATED AGENCIES; BY AMENDING SECTION 38-55-570, RELATING TO NOTIFICATION TO THE DIVISION OF CERTAIN FRAUDULENT CONDUCT, SO AS TO MAKE CONFORMING CHANGES TO REFLECT THE TRANSFER OF THE INSURANCE FRAUD DIVISION OF THE OFFICE OF THE ATTORNEY GENERAL TO THE DEPARTMENT OF INSURANCE, AND TO REMOVE AN EXCEPTION TO A DISCOVERY PROVISION, AMONG OTHER THINGS; BY AMENDING SECTION 38-55-590, RELATING TO THE ANNUAL REPORT BY THE DIRECTOR OF THE INSURANCE FRAUD DIVISION IN THE OFFICE OF THE ATTORNEY GENERAL TO THE GENERAL ASSEMBLY, SO AS TO MAKE CONFORMING CHANGES TO REFLECT THE TRANSFER OF THE INSURANCE FRAUD DIVISION OF THE OFFICE OF THE ATTORNEY GENERAL TO THE DEPARTMENT OF INSURANCE; BY AMENDING SECTION 17-25-45, RELATING TO LIFE SENTENCES FOR PERSONS CONVICTED OF CERTAIN CRIMES, SO AS TO ADD AND REVISE CERTAIN INSURANCE-RELATED CRIMES; BY AMENDING SECTION 42-9-440, RELATING TO SUSPECTED FALSE STATEMENTS OR MISREPRESENTATIONS TO BE REPORTED TO THE INSURANCE FRAUD DIVISION, SO AS TO MAKE CONFORMING CHANGES TO REFLECT THE TRANSFER OF THE INSURANCE FRAUD DIVISION OF THE OFFICE OF THE ATTORNEY GENERAL TO THE DEPARTMENT OF INSURANCE; AND BY AMENDING SECTION 14-7-1630, RELATING TO SUBJECT MATTERS OF THE STATE GRAND JURY, SO AS TO INCLUDE CERTAIN CRIMES INVOLVING INSURANCE FRAUD.
126 | House
in_committee J.E. Johnson
H 4786 A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING SECTION 38-25-520, RELATING TO SERVICE OF PROCESS ON UNAUTHORIZED INSURERS, SO AS TO AUTHORIZE ELECTRONIC DELIVERIES AND ELECTRONIC FORWARDING; BY AMENDING SECTION 15-9-270, RELATING TO SERVICE OF PROCESS ON INSURANCE COMPANIES, SO AS TO AUTHORIZE ELECTRONIC DELIVERIES AND ELECTRONIC FORWARDING; BY AMENDING SECTION 15-9-280, RELATING TO SERVICE OF PROCESS ON UNAUTHORIZED INSURERS, SO AS TO AUTHORIZE ELECTRONIC DELIVERIES AND ELECTRONIC FORWARDING, AND TO PROVIDE COMPLIANCE DEMONSTRATION MEASURES; AND BY AMENDING SECTION 15-9-285, RELATING TO SERVICE OF PROCESS ON UNAUTHORIZED INSURERS, SO AS TO AUTHORIZE ELECTRONIC DELIVERIES AND ELECTRONIC FORWARDING, AND TO CORRECT ARCANE REFERENCES.
126 | House
in_committee McCravy
H 4788 A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING SECTION 38-90-160, RELATING TO THE APPLICABILITY OF THE SOUTH CAROLINA INSURANCE DATA SECURITY ACT, SO AS TO CLARIFY THAT THE ACT APPLIES TO CAPTIVE INSURANCE COMPANIES UNLESS THE COMPANY QUALIFIES FOR CERTAIN STATUTORY EXEMPTIONS.
126 | House
in_committee McCravy
H 4789 A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING SECTION 38-21-225, RELATING TO THE ANNUAL GROUP CAPITAL CALCULATION FILING DEADLINE IN THE INSURANCE HOLDING COMPANY REGULATORY ACT, SO AS TO ESTABLISH THE DEADLINE AS MAY FIRST.
126 | House
in_committee McCravy
H 4796 A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING SECTION 38-71-2340, RELATING TO COMPLIANCE EXAMINATIONS OF PHARMACY SERVICES ADMINISTRATIVE ORGANIZATIONS BY THE DEPARTMENT OF INSURANCE, SO AS TO SUBJECT THE EXAMINATIONS TO THE GENERAL EXAMINATION REQUIREMENTS OF CHAPTER 13, TITLE 38; AND BY AMENDING SECTION 38-71-2250, RELATING TO COMPLIANCE EXAMINATIONS OF PHARMACY BENEFITS MANAGERS BY THE DEPARTMENT OF INSURANCE, SO AS TO SUBJECT THE EXAMINATIONS TO THE GENERAL EXAMINATION REQUIREMENTS OF CHAPTER 13, TITLE 38.
126 | House
in_committee M.M. Smith
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