HB 919

Enacts GS 53C-6-21, listing five factors for which it is unlawful for a bank to deny or cancel services, or otherwise discriminate against, a person, including (1) the person's political opinions, speech, or affiliations; (2) any factor that is not quantitative, impartial, and risk-based standard, including those related to the person's business; and (3) the use of rating, scoring, analysis, tabulation or action that considers a social credit score based on five criteria, such as lawful ownership of a firearm. Authorizes banks to offer services based on subjective standards upon full disclosure and explanations provided to the person before contracting for the service, subject to the person's attestation of the bank's compliance with the requirement. Requires banks to annually attest, under penalty of perjury, their compliance with the statute. Creates a cause of action for persons aggrieved by a bank's violation of the provisions. Deems any violation an unfair and deceptive trade practice.