North Carolina - Session 2025
Title: Modernize NC S.A.F.E. Act/2d Mortgage Fee Act.
AN ACT TO MODERNIZE THE NORTH CAROLINA SECURE AND FAIR ENFORCEMENT (S.A.F.E) MORTGAGE LICENSING ACT AND TO MODIFY THE MAXIMUM PERMISSIBLE FEES OR DISCOUNTS THAT CERTAIN LENDERS MAY CHARGE ON SECOND OR JUNIOR LIEN REAL ESTATE LOANS TO ALIGN MORE CLOSELY WITH FEDERAL QUALIFIED MORTGAGE STANDARDS. SL 2025-43. Enacted July 1, 2025. Section 1 is effective October 1, 2025. The remainder is effective July 1, 2025.
| Date | Event | Detail |
|---|---|---|
| 2025-04-02 | Introduced | Bill introduced |
| 2025-07-01 | Status | enacted |
| 2025-07-01 | Latest Action | Ch. SL 2025-43 |