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S 4129

New York Senate bill in Session 2025-2026.

Status: in_committee. Latest action: January 7, 2026.

Requires lending institutions that send unsolicited mail-loan checks to clearly state the interest rate and the total cost of loan in a dollar amount.

Bill ID NY-2025-2026-S-4129
Session 2025-2026
Status in_committee
Committee Banks
Senate in_committee 2026-01-07
Summary

Requires lending institutions that send unsolicited mail-loan checks to clearly state in solicitation letter the interest rate to be applied to such loan and to demonstrate the total cost of loan in a dollar amount, at interest rate, over periods of six months, one year, and three years.

Sponsor
Kevin S. Parker
Official Source Back to Bills
Actions Timeline
Date Event Detail
2025-02-03 Introduced Bill introduced
2026-01-07 Status in_committee
2026-01-07 Latest Action In Senate Committee
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