Illinois · Senate Bill 3848 · 104th General Assembly

INC TX-INSURANCE DEDUCTION

SB 3848 Sponsored by John F. Curran In committee

  1. Introduced Feb 6, 2026
  2. In committee Feb 6, 2026
  3. Passed the Senate Next
  4. Passed the House  
  5. To the governor  
  6. Became law  

What it does

The legislature's own summary of the bill, or its official long title.

Amends the Illinois Income Tax Act. Creates an income tax deduction in an amount equal to the difference between (i) the homeowner's insurance premiums paid on the taxpayer's principal residence during the calendar year that begins during the taxable year for which the deduction is claimed and (ii) the homeowner's insurance premiums paid on the taxpayer's principal residence during the immediately preceding calendar…

Read the full title (129 words)

Amends the Illinois Income Tax Act. Creates an income tax deduction in an amount equal to the difference between (i) the homeowner's insurance premiums paid on the taxpayer's principal residence during the calendar year that begins during the taxable year for which the deduction is claimed and (ii) the homeowner's insurance premiums paid on the taxpayer's principal residence during the immediately preceding calendar year. Provides that the deduction applies only if the taxpayer has the same principal residence for the entirety of the current taxable year and the immediately preceding taxable year. Provides that, if 2 or more taxpayers are liable for the payment of homeowner's insurance on the same residence during a taxable year, only one such taxpayer may claim a deduction for that single property. Effective immediately.

Every action

18 steps, oldest first, as the legislature records them.

Show the 10 earlier steps
  1. SenateFiled with Secretary by Sen. John F. Curran
  2. SenateFirst Reading
  3. CommitteeReferred to Assignments · Senate Assignments
  4. CommitteeAssigned to Revenue · Senate Revenue
  5. SenateAdded as Co-Sponsor Sen. Craig Wilcox
  6. SenateAdded as Co-Sponsor Sen. Darby A. Hills
  7. SenateAdded as Co-Sponsor Sen. Jil Tracy
  8. SenateAdded as Co-Sponsor Sen. Chris Balkema
  9. SenateAdded as Co-Sponsor Sen. Seth Lewis
  10. SenateRule 2-10 Committee Deadline Established As April 24, 2026
  1. SenateRule 2-10 Committee/3rd Reading Deadline Established As May 15, 2026
  2. SenateRule 2-10 Committee/3rd Reading Deadline Established As May 22, 2026
  3. CommitteeRule 3-9(a) / Re-referred to Assignments · Senate Assignments
  4. SenateAdded as Co-Sponsor Sen. Sue Rezin
  5. SenateAdded as Co-Sponsor Sen. Dave Syverson
  6. SenateAdded as Co-Sponsor Sen. Erica Harriss
  7. SenateAdded as Co-Sponsor Sen. Paul Jacobs
  8. SenateAdded as Co-Sponsor Sen. Donald P. DeWitte

Roll calls

No recorded votes on this bill yet.

Sponsors

The member who introduced it, joined by 10 cosponsors: 10 Republicans.

All 10 cosponsors

From Illinois's official records (www.ilga.gov), checked Nov 13, 2026. Text links go to the official versions; LegiList does not copy bill text.